The simple way to manage your life/finance with an app and Visa debit and credit cards.
More than 4,000,000 users have started to build a better financial life with Jenius.
Now you can access all of your financial needs, from transactions, savings, lending, investment to financial reports in one place without switching between applications.
Ready to start simplifying your life finance?
Download Jenius application, register and activate your account with Face Recognition in no time.
With m-Card (Jenius main debit card) and 3 additional debit cards, you can make transactions at various Visa merchants across the world. In addition to that, you will also have an e-Card for movies and music streaming services, games, pay/buy apps and more.
Interested in awesome rewards? With fully online application, management, and point redemption, Jenius Credit Card has a lot of generous offers for easier point collection. You can redeem points into travel miles, points, even e-Wallet balance in real time.
If you have plans to travel around the world, 9 foreign currencies (USD, SGD, JPY, GBP, AUD, HKD, EUR, THB, CNY) are available at Jenius app. You can link them to your m-Card for transactions.
For online transactions, you can use:
- Jenius Pay: Pay for your online shopping with just your Cashtag
- Jenius QR: Scan QRIS for quick and easy payment option
- Send It: Transfer to various accounts and pay bills (internet, credit card, top up balance, electricity, zakat, and others)
With lots of promos every day, not only that transactions using Jenius are practical and easy, but they are also cost-effective.
Want to save some funds? There are saving options for you to use based on your needs:
- Dream Saver: 5 savings to help you make dreams come true
- Flexi Saver: 3 flexible savings to allocate money
- Flexi Rasa Maxi: Locked savings for some cashback, gold, and goods upfront
- Maxi Saver: Open as many deposits as you want from your smartphone
Other features that you can use, including:
- e-Wallet Center: An easy way to top up up to 10 e-Wallet and e-Money (GoPay, OVO, LinkAja, DANA, BNI TapCash, mandiri e-money, ShopeePay, and M-Tix)
- Pay Me: Send money requests from your smartphone
- Split Bill: Easily split the bill
- Flexi Cash: Cash out your flexible fund for various needs
- Creditbility: Apply and allocate to 3 credit products (Jenius Paylater, Flexi Cash, or Jenius Credit Card) for various needs.
- Investment: Grow your wealth through mutual fund
- Jenius Paylater: New source-of-fund for small transactions
- Moneytory: Get insight for your financial report
Just by paying Feesible (subscription fee) for only Rp10.000 per month, you can experience the simplicity of financial management with Jenius.
Jenius is a digital banking and part of PT Bank SMBC Indonesia Tbk that is licensed and supervised by the Financial Services Authority (OJK), Bank Indonesia (BI) and member of the Indonesia Deposit Insurance Corporation (LPS).
Find out more about this new way of banking at www.jenius.com and start a new, better life with Jenius.
Simpler Life, Happier You
Head Office
PT Bank SMBC Indonesia Tbk
Menara SMBC– CBD Mega Kuningan
Jl. Dr. Ide Anak Agung Gde Agung Kav 5.5-5.6
Jakarta 12950
Website: https://www.smbci.com
We’re constantly improving our app to give you a better and safer transaction experience. Update now and turn on auto-update so you don’t miss out!
Fresh from the oven! Jenius just dropped 2 awesome new features: Urgent Items and Bill Reminders.
With Urgent Items, you can settle your bills instantly from your homepage. And our Bill Reminders will keep you on top of your payments.
Let’s update your Jenius app now!
Fresh from the oven! Jenius just dropped 2 awesome new features: Urgent Items and Bill Reminders.
With Urgent Items, you can settle your bills instantly from your homepage. And our Bill Reminders will keep you on top of your payments.
Let’s update your Jenius app now!
For new Teman Jenius,
Now you can get rewards just by trying out Jenius features.
Whether it's paying with QRIS, checkout with Jenius Pay, paying bills, saving efficiently, buying foreign currencies, or investing in mutual funds—first-time users will get Yay Points.
Try out the features, complete missions, and collect Yay Points to exchange for exciting rewards in Play & Yay! Get to know Jenius and score rewards.
Update your Jenius app now!
We’re constantly improving our app to give you a better and safer transaction experience. Update now and turn on auto-update so you don’t miss out!
It’s unlimitedly free with BI-FAST!
Send money to mom? It’s free
Send money for a gift? Totally free
Send money to other banks for your family, friends and anyone is unlimitedly free via BI-FAST!
Curious to try?
Update now!
Heads up, Jenius friends!
We've got an update for you that fixes some minor glitches. Update your app now for a more seamless experience!
We've made some enhancements to provide a better financial experience for you.
To optimize your investment and foreign currency, keep your app updated by turning on auto-update!
Great news! From now on, you will never skip the Paylater repayment date because the Auto Debit is finally launched. Simply make sure your Active Balance has sufficient amounts and we’ll get the job done.
We’re also enhancing our app to give you a better transaction experience.
Let’s update!
We've made some enhancements to provide the best for you.
To optimize your transaction experience, keep your app updated automatically by turning on auto-update!
We've made some enhancements to provide the best for you.
To optimize your transaction experience, keep your app updated automatically by turning on auto-update!
We've made some enhancements to provide the best for you.
To optimize your transaction experience, keep your app updated automatically by turning on auto-update!
Holidays are just around the corner! We’ve made sure the bugs won’t get in your way of making effortless transactions in this joyful season.
Let’s update!
Holidays are just around the corner! We’ve made sure the bugs won’t get in your way of making effortless transactions in this joyful season.
Let’s update!
Great news once again for those of you who want to log in to Jenius on a new device! With Face Recognition, you can now unlink devices more easily and conveniently without needing to call Jenius Help.
Update now and register your face for an easier and safer wayto use Jenius on a new device.
Say hi to the new face of Flexi Cash! Fresher and simpler, now Flexi Cash has a new look. Flexible fund is ready for your various needs. In this version, we’ve also fixed some bugs to enhance your financial experience.
Say hi to the new face of Flexi Cash! Fresher and simpler, now Flexi Cash has a new look. Flexible fund is ready for your various needs. In this version, we’ve also fixed some bugs to enhance your financial experience.
Big news alert!
Say hello to Thailand Baht (THB) and Chinese Yuan (CNY) in our currency lineup! Buying, selling, and sending them is now a breeze on Jenius app.
How to get started? On the Home page, tap the + sign above Active Balance. Buy at least 100 THB or 100 CNY, and you’re all set!
Time to take your foreign currency game to the next level. Get the update now!
Seeking a time-saving way to optimize your financial strategy?
The new Auto Invest feature ensures a hassle-free experience right from the start of your investment journey.
Let’s get updated!
Happy go lucky!
Thinking about shopping without border?
Now you can use Jenius Credit Card and create installment plans for 3, 6, atau 12 months with 0% interest rate!
Directly from the app.
Let’s update!
Bugs? They’re like pollution
and we all want to get rid of them.
We fixed some bugs,
so this version will bring you improvements
like a breath of fresh air.
A clean environment matters,
so does a clean app experience.
Let’s update!
Life is all about never-ending growth and learning.
In this version, we've taken our learnings and fixed some issues to enhance your experience.
Update now or enable auto-update to enjoy the latest improvements!
Get ready to level up your banking experience! We've got exciting news for you!
Introducing two fantastic new features for an effortless transaction:
Shortcut Scan QRIS
Now available on the PIN page. Quicker access to scan and go! Convenience at its best, right?
Jenius QR
We've upgraded payment methods in Jenius QR. Choose between "Pay Now" using Active Balance or "Pay Later" with Jenius Paylater.
Excited to dive in? Update your Jenius app now. Or turn on auto-update to stay in the loop!
We’ve made some enhancements to provide the best for you.
To optimize your transaction experience, keep your app updated automatically by turning on auto-update!
We’re constantly enhancing our app to give you a better transaction experience.
So always check out our latest version by turning on your auto update, ok!
Applying for Flexi Cash is now faster and easier!
In this version, you can get additional funds faster with a shorter process.
Apart from that, bugs have been driven away and you can be more comfortable withdrawing Jenius Flexi Cash.
Let’s update!
Two good news coming your way!
Say hi to Flexi Rasa Maxi 2: Save money to get rewards instantly is now easy peasy!
In this version, you can choose your preferred reward and placement amount right from the app. Also, the locking process will be done automatically.
After saving some money. You can then try the new feature that makes it simple to save, top up, and check your e-money mandiri balance with one tap!
Update Jenius app now!
Having trouble logging in to Jenius on your new phone because you haven't unlinked your previous device?
Good news! In this version, you can unlink your previous device more easily using Face Recognition. No need to call Jenius Help!
Update now and register your face for an easier and safer way to use Jenius on your new device!
OTO Finance has arrived in Jenius!
Now paying OTO Kredit Motor or Mobil is easier via Jenius. Just tap the Mobius button, choose Pay Bills, then Multifinance.
Not only it’s simple, but your transaction will also be automatically recorded in Moneytory. Bills paid, expense record done.
Go update your Jenius!
